In this podcast, Oakworth Capital Bank Chief Investment Officer John Norris shares perspectives on current events that are impacting the economy and influencing investment strategies. Each episode explores the trends, developments and market forces shaping today's investment landscape.
*Oakworth Asset Management is a registered investment advisor. All advisory services, including investment management and financial planning, are offered through Oakworth Asset Management, LLC, which is owned by Oakworth Capital Bank, member FDIC, Equal Housing Lender. Investment products and services offered via Oakworth Asset Management, LLC are independent of the products and services offered by Oakworth Capital Bank and are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE. The information, opinions, comments, statements, views or recommendations expressed should not be considered professional, tax or legal advice; or as an offer to buy or sell or to make or consider any investment or course of action.
tradingperspectives@oakworth.com
Disclosures: https://oakworth.com/policy-center
Member FDIC. Equal housing Lender. Investments may lose value and are not bank guarantee.
Jul 22, 2026
The housing market has been relatively depressed. However, a new home seems to be out of the reach for many Americans.
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Higher interest rates have been an impediment to the housing market, as they make monthly mortgage payments that much more expensive.
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The inventory of lower-priced or entry level homes isn’t great enough for the demand, arguably keeping prices higher.
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The old real estate agents’ mantra holds true: “location, location, location.” Between economic conditions and local laws, the housing market can be very localized.
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What impact will reduced levels of immigration ultimately have on the housing market? On rents in general?
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What impact will the lack of housing affordability have on longer-term wealth creation?